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Paying in US dollars
Hi
I am due to go on the sea princess in June leaving Southampton, I have just received some info on the cruise and I notice when the cruise ends I will have to settle my account using US dollars, it also states that if I use UK pounds I will be charged 3% as well as a commision depending on the exchange rate. When I went with P&O I just settled with my UK visa card. I had thought about getting travellers cheques in US dollars and doing it that way. Does anyone know a way round these charges? |
Paying in US dollars
We're taking a cruise out of Southampton (not Sea Princess) and have a
similar issue. We've decided to take $ cheques and $ cash (together with Euros). FWIW - Tesco (Extra Stores) have an exchange bureaux and yesterday the rate for the $ was 1.922. HTH - Dave "speckled hen" wrote in message ups.com... Hi I am due to go on the sea princess in June leaving Southampton, I have just received some info on the cruise and I notice when the cruise ends I will have to settle my account using US dollars, it also states that if I use UK pounds I will be charged 3% as well as a commision depending on the exchange rate. When I went with P&O I just settled with my UK visa card. I had thought about getting travellers cheques in US dollars and doing it that way. Does anyone know a way round these charges? |
Paying in US dollars
"speckled hen" wrote in message ups.com... Hi I am due to go on the sea princess in June leaving Southampton, I have just received some info on the cruise and I notice when the cruise ends I will have to settle my account using US dollars, it also states that if I use UK pounds I will be charged 3% as well as a commision depending on the exchange rate. When I went with P&O I just settled with my UK visa card. I had thought about getting travellers cheques in US dollars and doing it that way. Does anyone know a way round these charges? Get a Nationwide Visa card and pay your account with that. They charge no commission at all on "foreign" transactions. JohnT |
Paying in US dollars
JohnT wrote:
"speckled hen" wrote in message ups.com... Hi I am due to go on the sea princess in June leaving Southampton, I have just received some info on the cruise and I notice when the cruise ends I will have to settle my account using US dollars, it also states that if I use UK pounds I will be charged 3% as well as a commision depending on the exchange rate. When I went with P&O I just settled with my UK visa card. I had thought about getting travellers cheques in US dollars and doing it that way. Does anyone know a way round these charges? Get a Nationwide Visa card and pay your account with that. They charge no commission at all on "foreign" transactions. JohnT I just checked the website, and Nationwide now charges 3%, or maybe I missed something? |
Paying in US dollars
"Edward" wrote in message . .. JohnT wrote: "speckled hen" wrote in message ups.com... Hi I am due to go on the sea princess in June leaving Southampton, I have just received some info on the cruise and I notice when the cruise ends I will have to settle my account using US dollars, it also states that if I use UK pounds I will be charged 3% as well as a commision depending on the exchange rate. When I went with P&O I just settled with my UK visa card. I had thought about getting travellers cheques in US dollars and doing it that way. Does anyone know a way round these charges? Get a Nationwide Visa card and pay your account with that. They charge no commission at all on "foreign" transactions. JohnT I just checked the website, and Nationwide now charges 3%, or maybe I missed something? All I can find on their website is the Comic Relief card, but all the cards are the same re Foreign charges. Look at http://www.nationwide.co.uk/creditca...re-details.htm and nil commission is stated near the end. I use my Nationwide card regularly and I get an exteremely good rate when being charged in US $. JohnT |
Paying in US dollars
JohnT wrote:
"Edward" wrote in message . .. JohnT wrote: "speckled hen" wrote in message groups.com... Hi I am due to go on the sea princess in June leaving Southampton, I have just received some info on the cruise and I notice when the cruise ends I will have to settle my account using US dollars, it also states that if I use UK pounds I will be charged 3% as well as a commision depending on the exchange rate. When I went with P&O I just settled with my UK visa card. I had thought about getting travellers cheques in US dollars and doing it that way. Does anyone know a way round these charges? Get a Nationwide Visa card and pay your account with that. They charge no commission at all on "foreign" transactions. JohnT I just checked the website, and Nationwide now charges 3%, or maybe I missed something? All I can find on their website is the Comic Relief card, but all the cards are the same re Foreign charges. Look at http://www.nationwide.co.uk/creditca...re-details.htm and nil commission is stated near the end. I use my Nationwide card regularly and I get an exteremely good rate when being charged in US $. JohnT http://www.nationwidebank.com/credit...A05F1D70530 E It may even be a different company, or maybe the difference between U.S and UK. |
Paying in US dollars
"Edward" wrote in message ... JohnT wrote: "Edward" wrote in message . .. JohnT wrote: "speckled hen" wrote in message egroups.com... Hi I am due to go on the sea princess in June leaving Southampton, I have just received some info on the cruise and I notice when the cruise ends I will have to settle my account using US dollars, it also states that if I use UK pounds I will be charged 3% as well as a commision depending on the exchange rate. When I went with P&O I just settled with my UK visa card. I had thought about getting travellers cheques in US dollars and doing it that way. Does anyone know a way round these charges? Get a Nationwide Visa card and pay your account with that. They charge no commission at all on "foreign" transactions. JohnT I just checked the website, and Nationwide now charges 3%, or maybe I missed something? All I can find on their website is the Comic Relief card, but all the cards are the same re Foreign charges. Look at http://www.nationwide.co.uk/creditca...re-details.htm and nil commission is stated near the end. I use my Nationwide card regularly and I get an exteremely good rate when being charged in US $. JohnT http://www.nationwidebank.com/credit...A05F1D70530 E It may even be a different company, or maybe the difference between U.S and UK. You are referring to a Bank in the USA. My reference was to a UK Building Society. The OP appears to live in the UK. JohnT |
Paying in US dollars
When I used an ATM in London last fall I was charged a "Conversion fee" also
by Visa. I think it was only 1% though. "JohnT" wrote in message . uk... "Edward" wrote in message . .. JohnT wrote: "speckled hen" wrote in message ups.com... Hi I am due to go on the sea princess in June leaving Southampton, I have just received some info on the cruise and I notice when the cruise ends I will have to settle my account using US dollars, it also states that if I use UK pounds I will be charged 3% as well as a commision depending on the exchange rate. When I went with P&O I just settled with my UK visa card. I had thought about getting travellers cheques in US dollars and doing it that way. Does anyone know a way round these charges? Get a Nationwide Visa card and pay your account with that. They charge no commission at all on "foreign" transactions. JohnT I just checked the website, and Nationwide now charges 3%, or maybe I missed something? All I can find on their website is the Comic Relief card, but all the cards are the same re Foreign charges. Look at http://www.nationwide.co.uk/creditca...re-details.htm and nil commission is stated near the end. I use my Nationwide card regularly and I get an exteremely good rate when being charged in US $. JohnT |
Paying in US dollars
"Leland F. Dumas" wrote:
When I used an ATM in London last fall I was charged a "Conversion fee" also by Visa. I think it was only 1% though. I have been calling my different credit cards to check on this. One VISA, a debit card and one Mastercard charges 1% my AmExp charges 2% another VISA and one Mastercard charges 3%. Guess which ones I'm going to take? "JohnT" wrote in message .uk... "Edward" wrote in message . .. JohnT wrote: "speckled hen" wrote in message ups.com... Hi I am due to go on the sea princess in June leaving Southampton, I have just received some info on the cruise and I notice when the cruise ends I will have to settle my account using US dollars, it also states that if I use UK pounds I will be charged 3% as well as a commision depending on the exchange rate. When I went with P&O I just settled with my UK visa card. I had thought about getting travellers cheques in US dollars and doing it that way. Does anyone know a way round these charges? Get a Nationwide Visa card and pay your account with that. They charge no commission at all on "foreign" transactions. JohnT I just checked the website, and Nationwide now charges 3%, or maybe I missed something? All I can find on their website is the Comic Relief card, but all the cards are the same re Foreign charges. Look at http://www.nationwide.co.uk/creditca...re-details.htm and nil commission is stated near the end. I use my Nationwide card regularly and I get an exteremely good rate when being charged in US $. JohnT |
Paying in US dollars
Capt Mary Kidd wrote:
The message from Rosalie B. contains these words: "Leland F. Dumas" wrote: When I used an ATM in London last fall I was charged a "Conversion fee" also by Visa. I think it was only 1% though. I have been calling my different credit cards to check on this. One VISA, a debit card and one Mastercard charges 1% my AmExp charges 2% another VISA and one Mastercard charges 3%. Guess which ones I'm going to take? To make a fair comparison you should have asked what exchange rate they were charging at that time. If they all gave you the exact same rate then of course you would take the 1% one, but that may not be the cheapest overall if the others have a better exchange rate. When I called all the cards, I asked them what they would charge for transitioning between Bahamian or Bermudan $$ and US$$ and that's what they said they would charge. There is NO DIFFERENCE between what a Bahamian or Bermuda dollar cost would be and a US dollar cost as the currencies are on par with each other. Actually one of the cards said they charged no fee. I first ran up against the difference in charges when I was in the Bahamas. One card still charged me 3% on each transaction, while one card charged nothing for the transactions. It took me awhile to figure out why there was a difference between the charge slip I signed (which was for the cardiologist and the ICU), and the amount that I was charged. When I asked, that was the answer given. For the different currencies (like the Euro or the UK pound) hey all AFAIK charge the bank rate that is in effect when they get the charge. I've never found any difference between cards for the rate. |
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